If you’re a SNAP (Supplemental Nutrition Assistance Program) recipient, you might be wondering about using your EBT card for online grocery shopping, especially when it comes to Walmart. Services like Instacart offer the convenience of having groceries delivered right to your door, but figuring out how to pay can be a bit tricky. This essay will break down the details of whether and how Walmart accepts EBT payments through Instacart, making it easy to understand your options.
Does Walmart Take EBT on Instacart? The Quick Answer
So, the big question: yes, Walmart does accept EBT cards for Instacart orders in many locations. However, there are a few important things to keep in mind. The process isn’t always as straightforward as using your EBT card in a regular Walmart store, but it is definitely possible in many areas.

Understanding the Basics of EBT and Instacart
Before diving into Walmart specifically, let’s talk about how EBT and Instacart usually work together. Instacart is a platform that partners with various stores, including Walmart, to offer grocery delivery and pickup services. If a store accepts EBT through Instacart, you can use your SNAP benefits to pay for eligible food items.
When you use Instacart with EBT, you typically have to add your EBT card as a payment method within the Instacart app or website. However, not all items in your Instacart cart will be eligible for EBT payment. Things like alcohol, pet food, and household supplies are generally not covered by SNAP.
It’s important to remember that you might need to use a different payment method, like a debit card or credit card, to pay for any non-eligible items, delivery fees, and any taxes. This is something to consider when you start your Instacart order.
The rules of EBT and Instacart can change, so it’s always a good idea to double-check the latest information from Walmart, Instacart, and your local SNAP office to make sure you’re up-to-date.
How to Check if Your Local Walmart Accepts EBT on Instacart
The availability of EBT payments through Instacart can vary depending on where you live. Some Walmart stores fully support EBT on Instacart, while others may not. To find out if your local Walmart offers this service, you’ll need to do a little digging.
Start by visiting the Instacart website or app and entering your delivery address. Look for a Walmart store near you. If the store is listed, proceed to add items to your cart. Before you check out, Instacart should show you whether EBT is accepted. Look for a way to indicate this during checkout.
- Check the specific store’s details on Instacart.
- Look for a clear mention of EBT as an accepted payment method.
- If unsure, contact the Walmart store directly to ask about their Instacart EBT policy.
If you don’t see a clear indication, or if you are unsure, you can always reach out to Walmart’s customer service or the customer service of Instacart. They can provide you with the most up-to-date information specific to your area.
One simple way to verify is to begin creating an Instacart order from your local Walmart. During the payment selection section, you’ll be able to verify whether your EBT card is a valid form of payment.
Setting Up Your EBT Card for Instacart Payments
Once you’ve confirmed that your local Walmart accepts EBT on Instacart, the next step is to set up your payment information. This process is usually pretty straightforward.
In the Instacart app or website, go to your account settings. There should be an option to add a payment method. Select “EBT” or “SNAP” as the payment type.
You’ll likely be prompted to enter your EBT card number, the expiration date, and possibly the cardholder’s name. Double-check that you enter the information accurately.
- Open the Instacart app or go to the website.
- Go to your account settings or payment options.
- Select “Add Payment Method.”
- Choose “EBT” or “SNAP.”
- Enter your card details.
After you’ve added your EBT card, it should be available as a payment option during checkout when you order from Walmart. Remember that you’ll still need another form of payment (like a debit or credit card) to cover any non-eligible items, delivery fees, and taxes.
What Items Are Eligible for EBT Purchase Through Instacart at Walmart?
Not everything in a Walmart store is eligible for purchase using EBT. SNAP benefits are specifically for food items.
Generally, you can use your EBT card through Instacart for groceries like fresh produce, meat, poultry, dairy products, bread, cereals, and other staples. Snacks and non-alcoholic beverages are also usually covered.
However, some items are usually not allowed with EBT payments. These include:
Ineligible Items | Examples |
---|---|
Alcoholic beverages | Beer, wine, liquor |
Tobacco products | Cigarettes, cigars |
Non-food items | Pet food, diapers, toiletries, household supplies |
Always double-check with Instacart or Walmart’s specific guidelines to make sure you understand what is and isn’t eligible in your area. You’ll likely have to use a separate payment method for the ineligible items.
Understanding the Checkout Process with EBT on Instacart
When you’re ready to check out on Instacart, you’ll need to select your payment methods carefully. This process ensures that your eligible SNAP purchases are paid for using your EBT card and that any remaining charges are covered by your other payment methods.
After you have added all the eligible groceries to your cart, you’ll proceed to checkout. During this stage, select your EBT card as the payment method. The system should automatically apply the EBT payment to the eligible items in your cart.
If your EBT card doesn’t cover the full cost of your order, you’ll need to use another payment method to cover the remaining balance. Be sure to select that other payment method before you submit your order.
- Add your groceries to your cart.
- Proceed to checkout.
- Select EBT as your payment method.
- Use a second payment method for non-eligible items, fees, and taxes.
- Confirm your order.
After you’ve placed your order, you’ll receive a confirmation, and your groceries will be delivered or ready for pickup. It is important to check all the details of your order before you submit it.
Tips for a Smooth EBT and Instacart Experience
Using EBT with Instacart can be very convenient, but here are some tips to make your experience even better.
Always double-check the items in your cart to make sure they’re eligible for SNAP. Avoid any surprises at checkout by ensuring you have another payment method for any non-eligible items.
Be mindful of delivery fees, service fees, and any small order fees. Make sure you account for these in your budget as they can sometimes add up. Also, check the expiration date on your EBT card to ensure that it is valid.
Instacart may have promotions or coupons, so explore these to potentially save money. Be sure to read any terms and conditions and check if you can apply any coupon codes.
- Plan your order ahead of time.
- Check item eligibility carefully.
- Understand the fees involved.
- Consider coupons and promotions.
Finally, keep in mind that Instacart may have wait times when ordering, so plan your order accordingly. By following these tips, you can streamline your grocery shopping and make the most of your SNAP benefits.
Conclusion
In conclusion, while not every Walmart location automatically supports EBT on Instacart, many do offer this service. By checking your local Walmart’s Instacart options, understanding the eligibility guidelines, and following the steps outlined above, you can use your EBT card to order groceries for delivery or pickup. Remember to stay informed about the latest policies and enjoy the convenience that Instacart provides. Hopefully, this guide helps you in your online shopping adventures!